MoDOT & MSHP Medical and Life Insurance
Premium Calculator
Plan Comparison
2025 Plan Comparison
For which year do you want an estimate?
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Based on your selections, an estimated monthly premium will be shown below.
Member Information
I am a...
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Active Employee
COBRA Subscriber
Active Employee on Leave of Absence w/out Pay
Long-Term Disability Recipient
Retiree
Vested Subscriber
Survivor
Work-Related Disability Recipient
Additional Information
Will you cover a spouse?
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Yes
No
Will you cover a child?
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No children
1 child
2 children
3 or more children
Subscriber in Medicare
Spouse in Medicare
Child in Medicare
Retirement Information
Retirement Date
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Before 1/1/2015
On or after 1/1/2015
Years of service
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5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25 or more
Office Visits, Prescriptions and Other Expenses
Number of Office Visits
On average, how many times per year do you (including dependents) go to the doctor?
Number of Prescriptions
Number of Prescriptions filled per year, at an average of $50 per prescription.
Other Healthcare Expenses
$
Annual dollar amount for other healthcare expenses (Lab, X-Ray, Hospital, Skilled Nursing, Etc.)
HSA and FSA Contributions
Your Annual HSA Contributions for HD Plan
$
Enter your Healthcare Savings Account annual contributions.
Employer's Annual HSA Contributions
$
Your Employer's annual Healthcare Savings Account annual contributions. The employer contribution to your HSA may be prorated while on leave no pay status.
Total HSA Contributions
$
Total Healthcare Savings Account annual contributions.
Your FSA Contributions for PPO Plan
$
Total Flexible Spending Account annual contributions.
HSA and FSA Max Contributions
Max HSA Contributions
Single:
$
Family:
$
The Total HSA Contributions cannot exceed the limits shown in the table above for your type of coverage.
Max FSA Contributions
$
The Total FSA Contributions cannot exceed the limit shown above for all statuses.
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